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PTO Insurance for Message Board online

17 years 10 months ago #142838 by Amelee
Replied by Amelee on topic RE: PTO Insurance for Message Board online
that is what I am trying to find out. do any of you with PTO sites have message boards? Do you have insurance?
17 years 10 months ago #142631 by pc_nanna
I did not know this...can you tell me more about these type ins. and do schools really have this?
17 years 11 months ago #142292 by Amelee
Replied by Amelee on topic RE: PTO Insurance for Message Board online
Per our PTO president - There is a specific exclusion in our policy for Electronic Chatrooms or Bulletin Boards which “the insured hosts, owns, or over which the insured exercises control.”

Any ideas? we have a really small town and need to improve our communication with parents.

Thanks!
17 years 11 months ago #142291 by Rockne
Your insurance specifically excludes anything to do with postings on the Internet? That seems like an odd exclusion to me.

Tim

PTO Today Founder
17 years 11 months ago #142289 by Amelee
Replied by Amelee on topic RE: PTO Insurance for Message Board online
In general it shouldn't be a problem but in todays world you never know. For example - if a mom posts about meeting at the park after school and then someone hurts them at the park it would be a long shot but maybe they could sue us. Or maybe a parent gives their log on to someone and that person is bad and pretends to be that person and lures someone someplace. (do you know what i mean?) What if a parent posts a wrong address for an event that is going to happen and a parent gets hurt on the way to the wrong address - maybe they could sue?? I would like to think none of these things would happen but you never know, right?
17 years 11 months ago #142287 by Amelee
Replied by Amelee on topic RE: PTO Insurance for Message Board online
I don't see how usage of bigtent.com would pose a risk worth insuring against. Am I being naive? What specific risk or risks are you worried about?
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