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Does Insurance cover non-PTA members?

21 years 11 months ago #75443 by Critter
Thanks Tim - I'm emailing your reply to my girlfriend. As one who moved from a very active PTO to a PTA, she's been dismayed by many of the restrictions in the new parent group. Too soon to tell if they are national PTA restrictions, or local school district rules.

And, ohhhh.... she's not sure she has the energy to champion the effort to break away. I've turned her on to this site, tho, so she can get lots of support and knowledge to empower her. (Glad I'm not in her shoes! Yea PTO!)
21 years 11 months ago #75442 by Publisher
Critter -

The only thing similar I've ever heard of is restrictions on who could volunteer to run/execute PTA events. The idea there is that if a non-PTAer ran the dunking booth at the fall fair, then the PTA might have insurance problems in the case of a dunking booth claim. That's a PTA event.

But the idea that only PTA members could enter a school during regular school hours is ludicrous, and I'd wager lots that either: a) there's been a gross misreading of regs; or b) your friend is misinterpreting something.

I'm not a lawyer or an insurance agent, but... A school's policy would cover the everyday workings of a school. Parents have parent conferences. Parents meet with principals. Parents attend school plays, etc, etc. Those are events that are everyday.

Tim
21 years 11 months ago #75441 by venzmama
Replied by venzmama on topic RE: Does Insurance cover non-PTA members?
I searched the PTA website and couldn't find anything at all on this. Why wouldn't the school's insurance cover anyone in the school? Interesting question...I hope someone can enlighten us!
21 years 11 months ago #75440 by Critter
Am I hearing this correctly?! At my girlfriend's new school, a PTA school, she was told that you MUST join the PTA in order to come into the school for any reason (except to pick up your child)because the general liability insurance covers ONLY PTA members. Has anyone ever heard of this condition?

The issue of insurance is supposedly the one determining factor that has kept this district of 25+ schools in PTA.

Also, you must join per person (2x$3.75 PTA dues for husband/wife), not per family. Thus, it is clear who is actually a member, and who is not.
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